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Links included on this website may be affiliate links. If you purchase products using the links included, I may receive a commission. However, there are NO additional charges to you. I am neither a financial adviser nor a psychologist. I share information that I have used successfully or that others that I am aware of have used. If you opt to use anything I share, you do so at YOUR OWN RISK and you take full responsibility for the outcome. Any advice and information shared on this website is general, and is being shared without taking into account your particular circumstances and needs. Before acting on any advice shared, you should assess or seek advice on whether it is appropriate for your needs, financial situation and investment objectives.